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All articles from Strategy Development capability

Embedded B2B payments: Unlocking the $16 trillion growth and competitive edge for technology platforms

Embedded B2B payments: Unlocking the $16 trillion growth and competitive edge for technology platforms

In this article, Gregoire Toussaint (Director, Paris), Louis Wapler (Manager, Paris), and Rohan Shaju (Associate Consultant, Paris) analyze the rapidly evolving embedded B2B payments landscape. At a projected market size of $16 trillion by 2030 and a compelling 25% CAGR growth rate, this sector presents a lucrative opportunity for all stakeholders in the value chain - regulated entities, payment service enablers. technology platforms and end-users. From exploring the complex ecosystem to examining successful implementation cases, Edgar, Dunn & Company provides a comprehensive roadmap for technology platforms looking to capitalize on embedded B2B payments both as a revenue driver and strategic differentiator.

by Rohan Shaju | Feb 01, 2025
15 mins read
The evolving landscape of European payment wallet solutions

The evolving landscape of European payment wallet solutions

The Digital Markets Act is set to reshape Europe's payment landscape by enabling local payment solutions to compete with US giants such as Apple Pay. In this article, Louis Wapler (Manager, Paris) aims to explore how European players can seize this opportunity, examining adoption strategies and technical implementation options for POS payments

by Louis Wapler | Feb 01, 2025
14 mins read
EDC assisted one of the major card schemes in developing its commercial card strategy

EDC assisted one of the major card schemes in developing its commercial card strategy

The Challenge One of the major card schemes faced the challenge of navigating the evolving commercial card payments landscape in Europe, particularly in light of upcoming regulations on commercial card interchange fees. The client needed to understand the perspectives of merchants on these regulatory changes and evaluate potential business model options to effectively respond to the new regulatory environment. Given the broad geographical coverage of Europe and the diverse sales channels involved, it was crucial to develop a strategy that would address these complex factors and ensure the client's continued success in the market. How EDC Helped EDC was brought on board to assist the client in developing a robust commercial card strategy that could withstand the impending regulatory changes. We conducted comprehensive research among merchants and corporations to gather insights into their perspectives on the potential impacts of the regulation. Through a series of interactive working sessions, we collaborated closely with the client to analyse these findings and refine the business model options. Ultimately, we helped the client fine-tune its final recommendations, ensuring that the strategy was well-aligned with the new regulatory landscape and positioned for success in the European market.

by EDC Team | Aug 23, 2024
2 mins read
The Art of Surcharging: Navigating Regulations and Market Trends Worldwide

The Art of Surcharging: Navigating Regulations and Market Trends Worldwide

Rohan Shaju (Associate Consultant, Paris) and the EDC Regulatory Practice delve into the rising practice of card surcharging - a fee shifting strategy that's sparked significant debate about fairness, transparency, and the balance of costs in payment transactions. With global card transaction values soaring from $33 trillion in 2020 to $51 trillion in 2024, and projected to grow at a 9% CAGR until 2028, understanding the implications of surcharging is more crucial than ever for both businesses and consumers.

by Rohan Shaju | Sep 01, 2024
13 mins read
Decoding Retail CBDCs: Are Central Bank Digital Currencies Hype or Hope?

Decoding Retail CBDCs: Are Central Bank Digital Currencies Hype or Hope?

Euan Jones, Associate Consultant at Edgar, Dunn & Company, explores the emergence of CBDCs and the future scenarios of these crypto initiatives.

by Euan Jones | Aug 01, 2024
20 mins read
Conversation with Jan Pilbauer, CEO at Al Etihad Payments (AEP)

Conversation with Jan Pilbauer, CEO at Al Etihad Payments (AEP)

Jean Sideris (Director, Dubai) recently spoke with Jan Pilbauer, CEO at Al Etihad Payments (AEP), national payment company in the UAE. During the conversation, Jan talked about the mission and vision of the company and his perspectives on the payment processing and FinTech landscape evolving in the coming years.

by Jean Sideris | Aug 01, 2024
7 mins read
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