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The Art of Surcharging: Navigating Regulations and Market Trends Worldwide

EDC explores the growing trend of card surcharging, a fee-shifting strategy impacting fairness and transparency in payment transactions

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Conversation with Marcelo F. Perez, Executive Board Member at Bamboo Payment Systems

Conversation with Marcelo F. Perez, Executive Board Member at Bamboo Payment Systems

Volker Schloenvoigt (Director, London) recently spoke with Marcelo F. Perez, Executive Board Member at Bamboo Payment Systems. During the conversation, Marcelo discussed Bamboo Payment Systems and its role in facilitating cross-border payments, particularly between Europe and Latin America.

Fintech
Payment Optimisation
by Volker Schloenvoigt | Nov 01, 2024
4 min listen
4 min read
Cross-border payments
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Artificial Intelligence in the Retail Sector: Inside Four Critical Implementation Areas

Building on our initial exploration of AI in retail, we are now examining how this technology is actively reshaping core business operations. From enhancing customer experiences to revolutionising inventory management, supply chain logistics, and in-store security, retailers are discovering that AI adoption is not optional – it is imperative for staying competitive in today's market.

Retail
Product Innovation
by Mark Beresford | Nov 01, 2024
5 min listen
5 min read
Retail
Artificial Intelligence and Machine Learning
How much regulation is needed?

How much regulation is needed?

After attending the Open Banking Expo and the Payments Leaders Summit events, Volker Schloenvoigt (Director, London) reflects on the role of regulation and its impact on the fulfilment of account-to-account payment initiatives, focusing on two facets, New Payments Architecture (NPA) and Open Banking.

Government & Regulators
Product Innovation
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8 min listen
8 min read
Open Banking
Digital payments
Real Time Payments
Conversation with Mehdi Manaa, CEO at BUNA

Conversation with Mehdi Manaa, CEO at BUNA

Samee Zafar (Director, London) recently spoke with Mehdi Manaa, CEO at BUNA. During the conversation, Mehdi outlined Buna's mission and vision, highlighting the company's ongoing efforts to enhance the efficiency of cross-border transactions. He shared insights into Buna's strategic plans to streamline international payments, making them as seamless and cost-effective as domestic ones, while also expanding global partnerships and fostering financial inclusion.

Fintech
Payment Optimisation
by Samee Zafar | Oct 01, 2024
6 min listen
6 min read
Cross-border payments
ATPS B2B Travel: Greg Toussaint took part in ATPS B2B Travel on 24-25 September 2024 in London, the UK

ATPS B2B Travel: Greg Toussaint took part in ATPS B2B Travel on 24-25 September 2024 in London, the UK

Greg Toussaint (Director, Paris) moderated a panel discussion on “Practical solutions for B2B Payments in the Travel Sector” with Andreea Pap (Senior Business Development Manager, Etraveli), Simon Eve (Director Travel, Trustly | A2A Payments for Payouts), Sajiv Harjani, (Head of Global OTAs, Commercial, Outpayce from Amadeus) and Toreson Llyod (CCO & Co-Founder, APEXX Global)

Travel & Transport
Payment Optimisation
by Gregoire Toussaint | Oct 01, 2024
2 min listen
2 min read
B2B Payments
B2B
B2B Travel
The Art of Surcharging: Navigating Regulations and Market Trends Worldwide

The Art of Surcharging: Navigating Regulations and Market Trends Worldwide

Rohan Shaju (Associate Consultant, Paris) and the EDC Regulatory Practice delve into the rising practice of card surcharging - a fee shifting strategy that's sparked significant debate about fairness, transparency, and the balance of costs in payment transactions. With global card transaction values soaring from $33 trillion in 2020 to $51 trillion in 2024, and projected to grow at a 9% CAGR until 2028, understanding the implications of surcharging is more crucial than ever for both businesses and consumers.

Government & Regulators
Strategy Development
by Rohan Shaju | Sep 01, 2024
13 min listen
13 min read
Payment Methods
Acquiring
e-commerce
Surcharging

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