About EDC

We help organisations navigate the complex payments and fintech ecosystem, identify opportunities to accelerate profitable revenue growth, and drive their competitive advantage

Edgar, Dunn & Company is a global consultancy specialising in payments and financial services. Since 1978, we have partnered with clients across the globe and developed an unrivalled depth in specialist expertise.

We offer a truly independent voice and our vision is to be the most trusted global payments consultancy. Today, we serve clients in over 45 countries through our global office network in North America, Europe, Middle East and Australia.

Timeline

Our story

1978-1988
1985

First real-time gross settlement (RTGS) system is implemented by Federal Reserve Bank of New York

1986

Sears department store introduces Discover card offering consumers a small rebate on their purchases, making it one of the first cash-back cards

1987

Barclays Bank becomes first UK high-street bank to issue a debit card

1989 - 1998
1993

Europay, MasterCard, and Visa come together to create EMV smart chip card standard

1994

Jeff Bezos founds Cadabr and renames it Amazon a few months later

1998

PayPal is founded by Max Levchin, Peter Thiel, and Luke Nosek merging with Elon Musk's x.com a year later

1999 - 2008
2002

China Union Pay card scheme founded with ICBC, Bank of China,  Agricultural Bank of China and China Construction Bank serving as its first members

2004

AliPay is founded as an escrow payment service for the Alibaba group

2006

Mastercard is listed on the stock market

2006

EMV smart chip cards and acceptance devices start to be rolled out across the UK and the rest of Europe

2008

UK launches Faster Payments Service, the first major infrastructure update to the UK banking system in over 20 years

2008

Visa is listed on the stock market

2008

Payment Service Directive applies across European Economic Area with the objective of increasing competition in the European payments industry

2009 - 2018
2014

Apple Pay launches in the US, followed a year later by Android and Samsung Pay

2015

European Parliament votes to cap interchange fees at 0.3% for credit cards and at 0.2% for debit cards

2018

2nd Directive on Payment Services (PSD2) is introduced

2019 - now
2019

The payment acceptance landscape changes significantly as a result of M&A deals such as Fiserv/First Data, FIS/Worldpay, Global Payments/TSYS or Worldline/SIX Payments.

2020

The Covid-19 pandemic boosts the demand for mobile and contactless payments, creating a new normal.

2021

Buy Now Pay Later availability surges, becoming one of the easiest financing options for people with limited access to credit.

team

Meet our leadership team

EDC has a globally distributed team of highly experienced payments and fintech experts. We have a thirst for solving problems, identifying solutions and devising actionable strategies that drive business growth and payment innovation.

Locations

Office Locations

Our team advises clients from a global network of six offices in San Francisco, London, Sydney, Paris, Frankfurt and Dubai.

London

Sackville House,
143-149 Fenchurch Street,
London, EC3M 6BN,
United Kingdom

Paris

1 bis rue du Havre,
Paris, 75008,
France

Frankfurt

Eysseneckstr. 4, 60322
Frankfurt, Germany

San Francisco

2 Embarcadero Center, Floor 8,
San Francisco, CA94111,
United States

Dubai

Swiss Tower, 10th Floor,
PO Box 643 718,
Dubai, United Arab Emirates

Sydney

Level 4, 222 Clarence Street,
Sydney NSW, 2000,
Australia

ESG

ESG

We believe that our people and environments should be treated with the respect and care they deserve. Read below for an insight into our company ESG principles.

Non-discrimination
At EDC, we are committed to ensuring equality and eliminating unlawful discrimination. We aim to create a working environment free from discrimination, where all employees are treated with dignity and respect. Employment decisions are based solely on merit.

Equality & Diversity
EDC actively promotes diversity and inclusion in our workplaces. Through policies and training, we seek to prevent all forms of discrimination and harassment and accommodate the needs of employees from all backgrounds. Our aim is a workplace where everyone can perform to their full potential.

Mental Health & Wellbeing
We prioritize the mental health and wellbeing of our employees. We aim to maintain a supportive working environment and culture where mental health is discussed openly. We provide resources to promote mental wellbeing and support individuals experiencing mental health issues.

Responsible Travel
At EDC, we encourage our employees to make conscious decisions on how to best travel for work. These decisions should always consider environmental impacts – such as taking an eco-friendlier train ride instead of a flight.

Governance
EDC has a long history of strong corporate governance and believe that good governance is critical to achieving long-term shareholder value. EDC is a private limited partnership, where our managers and above, can be a shareholder. We are committed to governance practices and policies that serve the long-term interests of EDC and our stakeholders.

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