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Advanced Payments and Fintech Report 2026

Discover 2026’s top fintech trends—AI, digital identity, embedded finance & stablecoins. Explore insights shaping the future of payments

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Advanced Payments and Fintech Report 2026

Advanced Payments and Fintech Report 2026

Each year, our Advanced Payments and Fintech Report provides a comprehensive view of the latest trends defining the payments landscape. Now in its 18th edition, the report examines 14 themes across four domains, highlighting how innovation, evolving business models, and shifting consumer expectations are driving rapid industry change. In 2025, AI, digital identity, embedded finance, and emerging infrastructure are shaping how money moves, how businesses operate, and how consumers interact with financial services.

Payments
Payment Optimisation
by EDC Team | Nov 03, 2025
3 min listen
3 min read
Payment Methods
AI
Digital payments
Data
One Year On: UK’s APP Fraud Reimbursement Rules

One Year On: UK’s APP Fraud Reimbursement Rules

Mark Beresford (Director, London) and Reuben Joseph (Business Analyst, London) have looked at the UK’s new mandatory Authorised Push Payment (APP) fraud reimbursement rules that came into effect on 7 October 2024. One year after the rule came into force several key outcomes and trends have emerged. In this article, Mark and Reuben have seen whether the first year has been a success, if there are there some gaps in the scheme, and whether the fraudsters are equally adapting to the regulatory changes.

Payments
Strategy Consulting
by Mark Beresford | Nov 01, 2025
9 min listen
9 min read
B2C
Digital payments
Tap, ride, repeat: The Digital Payments Reinvention of Theme Parks

Tap, ride, repeat: The Digital Payments Reinvention of Theme Parks

Elisabetta Nadal (Consultant, London) has taken a closer look to how the theme park industry is going digital - from AR-powered attractions to contactless and wearable payments. Technology and payments are redefining guest experiences, boosting spending, and driving the next wave of growth in the $89 billion global amusement park market.

Retail & Hospitality
Payment Optimisation
by Elisabetta Nadal | Oct 30, 2025
6 min listen
6 min read
Mobile Wallets
Digital payments
Alternative Payment Methods
Payments Leaders’ Summit London: Insights and Innovation Across Sectors

Payments Leaders’ Summit London: Insights and Innovation Across Sectors

Mark Beresford (Director, London), Volker Schloenvoigt (Director, London), Elisabetta Nadal (Consultant, London) and Beatrice Sava (Senior Consultant, London) attended the Payment Leader’s Summit (PLS) in London on 21st & 22nd October 2025.

Retail & Hospitality
Payment Optimisation
by Mark Beresford | Oct 28, 2025
2 min listen
2 min read
B2C
Digital payments
Hospitality
AI Agents
Agentic Commerce
The New Rules for AI: Inside the EU’s Bold Legislation

The New Rules for AI: Inside the EU’s Bold Legislation

Mark Beresford (Director, London) has been reviewing the EU Artificial Intelligence (AI) Act and asked the question that many businesses are asking - What are the implications for this comprehensive EU legislation for Agentic Commerce?

Payments
Strategy Consulting
by Mark Beresford | Oct 28, 2025
8 min listen
8 min read
Agentic Commerce
AI
Travel Series: Innovation & future of payment processes - preparing for what’s next

Travel Series: Innovation & future of payment processes - preparing for what’s next

Throughout 2025, Edgar, Dunn & Company’s (EDC) Travel Payments practice will be publishing seven articles as part of the series “From Plumbing to Shopfront: How “Payments” is Changing for Airlines” to cover seven identified payment-related issues across four themes: payment acceptance, payment issuing, internal organisation, and technology & processes. In the seventh and final article, Julia Callejo (Manager, Paris) explores Modern Airline Retailing as a major catalyst set to drive innovation and transformation in the years ahead. The article outlines the historical evolution of the airline industry and explains the relevance of initiatives such as New Distribution Capability and Offers and Orders. It also highlights the payment-related implications of these changes and emphasises the importance for airlines to establish a future-ready payment strategy.

Travel & Transport
Strategy Consulting
by Julia Callejo | Oct 01, 2025
8 min listen
8 min read
airline payments
Omnichannel
Digital payments
Modern Airline Retailing

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