Perspectives

Stay current on our latest insights, thought leadership and activities

8thFeb '17

Should Merchants Embrace Instant Payments?

By | February 8th, 2017|

The European Central Bank (ECB) published an important vision document in 2014.  This vision invited the supply side of the market to help achieve an open and competitive market for instant payments at a pan-European [...]

2ndFeb '17

The Crocodile in The Yangtze – The MoneyGram Acquisition

By | February 2nd, 2017|

Deep Blue Sea Jack Ma, the founder of Alibaba Group, was famously cautious about competing head-to-head with the world’s largest player eBay: “eBay is a shark in the ocean. We are a crocodile in the [...]

24thJan '17

EDC’s Annual Payments Industry Survey

By | January 24th, 2017|

Every year, we conduct an Advanced Payments Survey to identify industry trends, capture expectations, and understand perspectives from industry stakeholders. We would like to invite all industry professionals to participate in our 2017 survey. The [...]

17thJan '17

A Vital Starting Point In Customer Experience Design Is The Point of Sale

By | January 17th, 2017|

As retailers aim to improve the customer experience the Point of Sale (PoS) continues to be a vital component in an Omnichannel strategy.  More and more retailer executives will face the decision to commit their [...]

3rdJan '17

How Not To Digitise

By | January 3rd, 2017|

A noted historian once observed that history is nothing but the unfolding of miscalculation. If this is true, then the Indian Prime Minister Narendra Modi made history on November 8th when he ordered two large [...]

21stDec '16

Fintech Connect Live

By | December 21st, 2016|

In early December EDC once again joined the debate at the Fintech Connect Live event in London. This is an event that has grown considerably since last year and it was interesting to see what [...]

19thDec '16

The Economics Of Christmas Shopping, Customer Experience Design And The Future Of Retailing

By | December 19th, 2016|

Christmas is super important for retailers. The economics of the Christmas season are well documented as the peak selling period for several retailer types and is often the ‘make or break’ for annual performance figures. [...]

2ndDec '16

A Payments Strategy For The 21st Century

By | December 2nd, 2016|

Following almost 12 months of work, the UK’s payments industry, made up of hundreds individuals from over 200 organisations, representing a significant collaboration and commitment, has launched the new payments strategy ready for the 21st [...]

2ndDec '16

Samee Zafar Speaking To CEE Fintech In Budapest

By | December 2nd, 2016|

Watch Samee Zafar, Director, speaking to CEE Fintech in Budapest. CEE-Fintech matches fintech startups with financial institutions, technological integrators and investors interested in the field. The matchmaking is provided by professional partners and members.

30thNov '16

Blockchain And The Future

By | November 30th, 2016|

Getting it wrong Pollsters whose job it is to talk to people and predict the outcomes of elections, sometimes get things badly wrong: the general election in Britain in 2015 when Labour performed unexpectedly poorly; [...]

28thNov '16

How Should Retailers Plan To Accept Payments Post BREXIT

By | November 28th, 2016|

Payment acceptance for retailers in a post-Brexit Europe A very important piece of any omnichannel retailing strategy is the acceptance of payments across multiple points of interaction. Equally important is the need to accept different [...]

4thNov '16

Payment Roadmap For Merchants

By | November 4th, 2016|

In today’s digital world where everything happens in an instant, convenience is no longer a luxury but the expectation. Every day, new forms of payments are being developed – mobile, apps, e-wallet, contactless, online banking, [...]

4thNov '16

EDC At The Smartex Forum

By | November 4th, 2016|

Tim Mason presented at the Smartex Forum on 11 October, held at Browns in Covent Garden, London. The title of his presentation was “Smart Payments for connected IoT Devices” in which the rise of the [...]

21stOct '16

The Oscars Of Payments – The Payments Awards 2016

By | October 21st, 2016|

Last night, Thursday 20th October 2016, I represented Edgar, Dunn & Company (EDC) at the 4th Annual Payments Awards.  The event was held at the London Marriott in Grosvenor Square and I was a guest [...]

7thOct '16

White Paper: Cybersecurity In The Context Of A Fundamental Shift In Financial Services

By | October 7th, 2016|

Financial services players - incumbents and new entrants a like - need to respond to consumers hunger for digital services with a comprehensive, holistic and forward looking approach to security. A fundamental shift is now [...]

30thSep '16

Update on PSD2 and EBA’s Strong Customer Authentication (podcast)

By | September 30th, 2016|

EDC team provide an update on PSD2 and discuss the EBAs Mandates and Strong Customer Authentication in particular. Payment Services Directive 2 (PSD2) European Banking Authority (EBA) Strong Customer Authentication (SCA)

30thSep '16

Mobey Forum’s Wallet Working Group kick starts a database on wallets

By | September 30th, 2016|

Digital wallets are back! Many of the early wallet propositions were driven by MNOs and failed to catch on for various reasons. In the pre or at least early smartphone era, consumer experiences were not [...]

30thSep '16

What are the hurdles for the advent of the Internet of Things?

By | September 30th, 2016|

In a previous article, we explored how technology is transforming our lives and how the advent of the Internet of Things (IoT) will create a breadth of innovative connected objects that can become true commerce [...]

30thSep '16

Can blockchain prevent money laundering?

By | September 30th, 2016|

Money laundering crimes, when discovered, are dealt with a heavy hand by law enforcement authorities. Record penalties and fines have been imposed on some of the world’s largest institutions held responsible for supporting money laundering [...]

15thSep '16

Supping With The Devil And Exploring Unknown Territory: The Latest In The Battle Of The Titans

By | September 15th, 2016|

The payments world has recently seen two big, bold deals which, in their own way, will have a major impact on the payments world. They are very different in nature and are a great reflection [...]