Tim is a consultant based in EDC’s London office. He has worked across Europe, North America and the Middle East for clients including issuers, acquirers, PSPs, card schemes and large international merchants. Tim has focused on topics including competitor analysis, product strategy, opportunity identification and profitability modelling. Tim has an in depth knowledge of start-ups within the payment space and alternative online payments. He is a regular contributor to EDC’s Advanced Payments Report and holds a B.SC. in human biology from the University of Birmingham.